AXA Equitable

Financial Strength

A+

A.M. Best

A.M. Best rates AXA Equitable A+ (Superior), the second highest of 16 ratings for financial strength, operating performance, and market profile.

Standard & Poor's

Standard & Poor's assigns financial strength ratings to life and health insurance companies. AXA Equitable has been assigned AA for Very Strong financial security characteristics, the third highest of 21 ratings.

Aa3

Moody's

Moody's ratings are opinions of the ability of the insurance companies to repay punctually senior policyholder claims and obligations. The Aa3 rating represents the fourth highest among 21 ratings.

AA-

Fitch

Fitch Credit Rating Company, a top analyst judging insurers' financial strength, rates AXA Equitable AA- for Very Strong insurer financial strength, the fourth highest of 21 ratings.

Comdex

The Comdex rating is a composite of all the ratings that a company has received. AXA Equitable ranks 95 on a scale of 1 (lowest) to 100 (highest) in relationship to other companies that have been rated by the services.

AXA Equitable has been in business since 1859, AXA Equitable Life Insurance Company (formerly The Equitable Life Assurance Society of the United States) is a leading financial protection company and a premier provider of life insurance, annuity, and investment products and services. AXA Equitable’s assets under management totaled $519 billion as of June 30, 2009.